i1=1000
r1=0.044
n1=12
c1=1
t1=30


i2=0
r2=0.044
n2=12
c2=5
t2=30


def oneDeposit(p, r, n, c, t):
    oneDepositTotal=(p*(1+(r/n))**(n*t))
    return oneDepositTotal

def monthlyPayments(p, r, n, c, t):
    monthlyPaymentsTotal=(c*((1+(r/n))**(n*t)-1)/(r/n))
    return monthlyPaymentsTotal

print("Total Principal using a 1 time deposit plan:", '\n')
print("Initial Pricipal: $", i1, '\n')
print("Annual Interest: ", round(r1*100, 2), "%", '\n')
print("Compoundings per year: ", n1, '\n')
print("Contributions per compounding period: $", c1, '\n')
print("Compounding period (In years): ", t1, '\n')
ptotal1=oneDeposit(i1, r1, n1, c1,  t1)
print("Cumulative amount deposited: $", i1, '\n')
print("Cumulative account balance: $", round(ptotal1, 2), '\n', '\n')

print("Total Principal using a monthly payment plan:", '\n')
print("Initial Pricipal: $", i2, '\n')
print("Annual Interest: ", round(r2*100, 2), "%", '\n')
print("Compoundings per year: ", n2, '\n')
print("Contributions per compounding period: $", c2, '\n')
print("Compounding period (In years): ", t2, '\n')
ptotal2=monthlyPayments(i2, r2, n2, c2, t2) 
print("Cumulative amount deposited: $", c2*n2*t2, '\n')
print("Cumulative account balance: $", round(ptotal2, 2), '\n', '\n')

if (ptotal1<ptotal2):
    print("A monthly payment plan will produce greater savings of $",     round(ptotal2-ptotal1, 2), '\n''\n')
else:
    print("A 1 time deposit plan will produce greater savings of $",     round(ptotal1-ptotal2, 2), '\n''\n')

if (i1<(c2*n2*t2)):
    print("A monthly payment plan will require a lesser deposit amount of $",     round((c2*n2*t2)-i1, 2), '\n''\n')
else:
    print("A 1 time deposit plan will require a lesser deposit amount of $",     round(i1-(c2*n2*t2), 2), '\n''\n')